Health Insurance coverage is now available for the graduates also and getting an individual health insurance plan is bit easy; it is useful for the career seekers.
Health Insurance Plans are important for all; there are various health insurance plans in India for every person. Health Insurance Plans are like the umbrella for insured persons to protect from various injuries, diseases and risky illness and become a support system in the time of financial support needs.
Health Insurance Plans generally have some selected hospitals and doctors under which the patients can get treatment or get hospitalized. It is rather a cashless facility, insured person doesn’t have to pay the bill in the time of hospitalization but on his or her behalf the insurance company will pay and under a plan the insured person can get coverage for his or her family. In the earlier time health insurance plans can be taken or provided to the working persons only as they will easily give the premiums but after the 2018 Marketplace Health Insurance Plan graduates or college pass outs also have the opportunity. Whether a graduate is going to start a new job or planning a new step in life, he/she can have the options for health insurance through some easy steps
As per the research there are three health insurance options available for new college graduates and they are:
Buying a Marketplace Plan
Under this option, a graduate may be eligible to enroll himself/herself in Marketplace health insurance for the whole 2018 if the person has a life event: like shifting to or from the place the person has attended school or losing other insurance; it will qualifies the person for a Special Enrollment Plan. The person who has a life event can enroll himself/herself in or change a Health Insurance Marketplace only if he/she can qualify for a Special Enrollment period.
Under 26 people can get added to his/her parents’ plan
This option will work when a graduate’s parents’ health insurance plans covers dependants; they can usually add the children to their plan and stay on until the graduate turn 26. They have two options then; 1) they can add you to their plan during the plan’s yearly open period or during a Special Enrollment Period after checking all details and 2) whenever a parent applies for a new plan in the Marketplace, they can include their child to an previous Marketplace only during the yearly Open Enrollment Period or a Special Enrollment Period.
As per the rule of qualification the person can have Medicaid
If the person is working as a part timer or going to start a business or otherwise aren’t making much money then the person will qualify for Medicaid. Medicaid provides free or low-cost health coverage for everyone including low-income people, families and children, pregnant women, the elderly and the people with disabilities.