Health care is important for every person and now-a-days it has become so advanced that people can operate through laptops, smartphones, tablets etc. for any information.
Health is wealth and no doubt freaking for being healthy and fit is become a mania now-a-days; after advanced technologies and lifestyle people get affected easily. People are now-a-days fell ill often and pay a huge amount of money to get rid of that illness, for treatment n good hospitals etc. but spending so much for treatment is not a matter of joke as everyone has not that capability. Health Insurance Policies in today’s scenario works as a support system, but still people should take care of themselves to prevent serious illness. Health Insurance Plans are essential for every person as it gives security and safety to the insured person with various benefits. There are various kinds of health insurance policies such as Individual Health Insurance Plans, Family Floater Plan, Children Insurance Plan, Car Insurance Plan, Mediclaim etc. But it is advisable to buy a policy for the parents or old persons of the house as it gill protect them in the time of critical illness or provide the expenditure while hospitalization. Though there are various terms and policies in every health insurance policy and various companies provide various additional benefits to their customer. In today’s scenario, the expenses on hospital treatments is increasing day by day which lead the families in problem to fulfill their need while maintain the hospital bills. None can assume about the expenses on hospitalization as the diseases don’t come with previous knocking and the treatment is also can’t be guessed, so it is impossible to keep aside a big amount of fixed money aside for covering the situation.
Even in India, health care expenses have grown up a lot over the years with medical increase rising higher and as a result, a number of multi-specialty hospitals in the country has grown that has made healthcare unaffordable for most Indians unless they have sufficient medical insurance. Mediclaim insurance policies have become important for everyone for paying medical bills in case of an unexpected medical emergency; to control this scenario, the Indian insurers are thinking to launch smart card based approval system soon. This system will save a lot of time that is usually lost during cashless hospitalizations, so these cards will work similarly as credit or debit cards where pre-loaded or pre-defined credit limit will depend on the health insurance policy specifications and benefits selected by the customer. And it can access similarly as debit or credit cards access with a swipe and pay mode through online payment gateways; the Indian health care industry will surely rise up if the need of speed of processing at hospitals depends on the third party administrators can be understood.
This TPA is the agents between the policy holder and the insurance companies and on the basis of the growing rate of health insurance users at hospitals this type of affirmative technology become important for interference to remove the boundaries and seed up the process of patient admissions and claims assistance.
This technique will also make the work of the hospital authorities easier; medicalim insurance holders will get opportunity to use this facility to make the admission matter quicker and hassle free than earlier. With this Smart Card facility the insurance policy holders will get all kind of facilities far of a card’s swipe but still those are hesitating to get a health insurance policy should get it faster as emergency situation can only be handled having a backup plan and a health insurance policy is just perfect. The health care industry and health insurance services have been upgraded a lot than the previous time and involvement of technology like smart card, online facilities, compare engines etc. has made it easier.