Cancer care insurance plan is capable of giving life support, financial support and also serves people with better treatment under a right hospital and good observance.
Our life is full of uncertainties so there is no other option than being prepared for every unwanted situation. Due to our daily rush in daily lives, we often ignore our health and regret in future.
That’s why having Health Insurance plans are like the backup or may call protector of people in some serious problems or illness which are life snatching and also have expensive treatments. Besides this, a right health insurance plan is like an assurance for the insured while he/she faces some kind of difficulties; there are lots of people in every country who dies or suffers with lifelong pains due of lack of support. It is a guide, a friend, a helper, an assurer, a good protector which means an overall coverage for insured person but still it is not enough to get fully covered and having all kind of money while in danger. There are various kinds of health insurance policies such as Individual Health Insurance Plans, Family Floater Plan, Children Insurance Plan, Car Insurance Plan, Mediclaim etc.
But it is advisable to buy a policy for the parents or old persons of the house as it gill protect them in the time of critical illness or provide the expenditure while hospitalization. Though there are various terms and policies in every health insurance policy and various companies provide various additional benefits to their customer. In today’s scenario, the expenses on hospital treatments is increasing day by day which lead the families in problem to fulfill their need while maintain the hospital bills.
As per the recent survey by the National Institute of Cancer Prevention and Research (NICPR), around 22.5lakhs people have been suffering from some kind of cancer in India. Cancer is now the second most common disease in the country and accounts almost 3 lakhs death per year; but the good news is that now the awareness against cancer has risen among people. Though the treatment is really high in cost and there is no guarantee of life in some delayed cases; like from diagnostics and radiation to chemotherapy and surgery, treatments can cost really high. Having a cancer health insurance plan can cover families from facing debt or having difficulties in treatment; here are some reasons:
If patient get early diagnosed then can receive a lump sum payment of the assured sum which will help to fund any treatment that need to undergo.
After a legal claim of Early Stage Cancer or the diagnosis of CIS, the premiums for the next 3 policy years will be totally quits.
There may be an income benefit on choosing a particular plan from particular company.
There will be some indexation benefits also for insured.
Under Section 80D of the Income Tax Act 1961, people can have tax benefits also.
The plan will provide peace of mind, a good treatment and gives chance to get well soon.