Obesity has become a big problem in all over the world that has increased a lot form the past times and leading serious health problems and increasing the premiums.
Health Insurance Plans are essential for every person as it gives security and safety to the insured person with various benefits. There are various kinds of health insurance policies such as Individual Health Insurance Plans, Family Floater Plan, Children Insurance Plan, Car Insurance Plan, Mediclaim etc. But it is advisable to buy a policy for the parents or old persons of the house as it gill protect them in the time of critical illness or provide the expenditure while hospitalization. Though there are various terms and policies in every health insurance policy and various companies provide various additional benefits to their customer.
Health is wealth; where right balance of fitness and food can increase the health and help to grow it and keep the person active always. Fitness is not the meaning to do more dieting or extra effort to be thin; it is just to be active with a right figure and the mental and physical active is important. In today’s ideal lifestyle and lazy routine is increasing the weight of people which is the main reason of serious health problems that is leading people towards life risk. The obesity or excessive weight gain is increasing a lot of health problems among the people like heart disease, stroke, diabetes, breathing problem, osteoarthritis, gallbladder disease and many more. It is not that these diseases can only be seen among a certain age group of people, any one from any age category is getting affected by these diseases and facing problems even their lives are taken away by the diseases; so it is become the need to insure the health with an insurance policy.
Form a recent review it has seen that obesity has taken a high jump that is indicating that staying fit is now the ultimate option to avoid all of the increasing diseases. When an obese gets analyzed with a serious sustenance there become a higher chance that health insurance for obese adults is more important but there is no reason to be panic or confused as there are some ways to buy health insurance plans for obsess. Any health insurance policy is best to buy in an early stage of life as BMR or Basal Metabolic Rate decreases with age that is a reason of obesity which can be guarded against possible rising medical expenses and medical problems that can come in later stage of life. In the later age the increased BMR can put people in life risks and the chances to become fit will be impossible and the expense will be increased more then, so it is beneficial to get insurance in the earlier stage. Health insurance is not particularly made for obese disease, but if the BMR level crosses 30 then one have to pay a little higher premium to secure the health. So generally it means that an obese person has to pay more premium than any normal people that creates an extra pressure on their mental and financial system, give them extra tension and life risk.
But taking a health insurance is not a solution at all, most important thing is to stay fit and active all time; try to avoid junk foods or high caloric foods that increase BMR. Start exercising and maintain the eating procedure as a recorded track that will reduce the weight and help to achieve the right body shape. In short staying fit decreases the chance of obesity from the beginning and help in securing a health insurance with an affordable premium. It is not that the healthy persons don’t face any diseases in their life but it is that they have to pay fewer premiums and get less hospitalized without any major illness. The person whose BMR is above than 30 or 35 and has high obesity has to give higher amount and make the policy unbearable; where it become a serious challenge to continue the policy till the end and often they are bound to stop the premiums.
So the one and only way to pay fewer premiums securing total health plan is to reduce the body weight by following some motivated steps in life.