Women health is worth important as like others in the family and she also needed some health insurance policies for taking care of her in the utter illness.
Women are the strength of our life, they sacrifice many things in life only to give us a better life. They take care of our health whenever we fell sick but they never take care of themselves and as a result women health becomes a neglected subject in today’s world.
The health insurance plans provided by any company give benefits and coverage for the insured or the spouse, children and for parents. But we never see that any woman has taken a policy for herself though she takes a policy for her family or children as they sudden becomes procrastinate in the time of taking any financial related decisions for herself. Without thinking about own self they gets busier in managing others life either it is office or home and simply ignore the need of a policy but it is very important for them to make at least a right financial for themselves. Life is uncertain and now a-days women health related issues are growing very much and some of them are really life takings so it is the right time to choose a health insurance plan for them. Here are some points which will help to understand the need of health insurance for women:
Helps to overcome excessive medical expenses: Paying minor or major health treatment in now-a-days can create a burden on anybody’s balance sheet. Women generally own financial responsibilities of their household and after having a health insurance, they will be able to take care of any kind of medical emergency at any time.
Advanced Medical facilities: After having a health insurance policy, even the middle-class people can have advanced medical facilities.
Tax saving benefits: Apart from health security, the policy can also provides tax saving benefits up to Rs. 25000 under section 80D of the Indian Tax Act 1961. It also includes the amount of yearly premium paid for self, children, spouse, parents and other dependent members who are covered under the policy.
Composure: Having a health insurance policy will help women to get an affordable financial coverage in emergencies.
Tips to find the best Health Insurance in India: While selecting a health insurance policy for women, some points need to be kept in mind-
Always choose special health insurance policies that provide maternity benefits to women and the newborn. Having this kind of policy at the early stage of marriage will provide less waiting period in the main time.
Also look for policies that cover breast cancer, cervical cancer etc.
Find a policy that offers cashless hospitalization as it will reduce the cost of treatment.